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Our Banking Hub Solution
The Enginef Banking Hub is a groundbreaking Cloud Banking Saas Solution that has resequenced the DNA of digitised financial services. Incredibly fast, secure, agile, and painlessly simple open banking technology, the Banking Hub allows you to offer your customers the customer first banking services they demand.
Banking Hub – Uncovered
A fully integrated Cloud Banking Saas Solution that supports the ability to configure and customise the entire range of customer first banking services covering:
Any Product
Any Country
Any Service
Any Channel
Any Customer
Any Process
Any Segment
Any Rules
Fully Integratable Solutions
We deliver agile and expandable banking technology to support customer-first digital banking transformation. The Banking hub works as the middleware across a wide range of systems, services, APIs, Apps, partners & industry sectors
Customer Experience
Ensure a seamless user experience both for internal operations and external customer services, for your workforce, customers and clients. Easy to use, intuitive and effective.
Collaboration
Collaboration is at our core, our solution breaks down silos and harnesses the power of data and a connected digital ecosystem to transform your business.
Low Code Configurability
Using low code we achieve a truly fit for purpose technology, for all facets of your business. Our Digital Business Modeller enables you to configure the solution to your exact requirements.
Integration agility
Integrate to any number of internal and external services via APIs as required. Centralise and remove legacy.
Scalability + the Cloud
Having the ability to future proof your business is key — our solution is cloud based and truly scalable, it will grow with your business and customers.
Performance throughout
Tested at 14,000 Transactions per Second (3x VISA’s entire processing volume across 400m cardholders in Europe on the busiest shopping day of the year).
Underpinned by our agile cloud based frame work
Banking Hub core benefits
Real-Time Multi-Currency
Banking Hub provides unparalleled and highly configurable support for multi-currency transaction processing enabling:
Interest Accural
At the heart of any core banking system lies the ability to calculate interest. The Banking Hub like any established credible banking system provides the ability for sophisticated interest calculations.
Unlike many banking systems that were designed decades ago, Banking Hub represents the next generation of banking which supports traditional and modern interest and profit rate (shariah finance) calculation capabilities including:
Registration KYC AML Sanctions
At the heart of a digital solution for financial services sits a streamlined and configurable customer on boarding and registration capability. Banking Hub provides a highly efficient, fully digital and paperless means by which customers can register and as part of that registration process, comply with constantly evolving KYC, KYB, AML, PEP, Sanctions and other regulatory and financial-crime mitigation mechanisms.
The Banking Hub platform has been created to anticipate and respond quickly to ever changing regional and international policies and regulatory expectations. Banks, non-banks, startups and FinTech’s benefit from Banking Hub’s ability to support different national and customer segment requirements on one common platform.
PSD2/Open Banking
In a digital world where increasingly more and more services are becoming open via APIs, Banking Hub is a solution that embraces such initiatives and itself goes above and beyond what is required by regulations to enable open access to every feature, product and service that the technology offers.
Banking Hub can support a wide range of requirements spanning:
E-Money Institution as a Service
Enginef is able to offer an e-money license across Europe and via partnerships elsewhere enabling companies and new digital banks / non-bank financial entities to receive, manage and disburse client money/funds.
The Banking Hub platform has been created to anticipate and respond quickly to ever changing regional and international policies and regulatory expectations.
Banks, non-banks, startups and FinTech’s benefit from Banking Hub’s ability to support different national and customer segment requirements on one common platform.
Security & Authentication
In a world of constant threats from Cyber security and financially motivated crime and account takeover threats, Enginef has invested in a number of measures to minimise / mitigate the inherent risks that the whole industry faces from cyber criminals and denial of service disruption.
Security measures have been implemented, in accordance with latest thinking and ISO standards to protect customer access, infrastructure and data coupled with ongoing testing and certification management.
Further details can be made available on request under security-specific enhanced NDA / contractual confidentiality provisions.